Employment Practices Liability Insurance

Employment Practices Liability Insurance (EPLI) typically covers a wide range of employment-related claims. Below are some examples where EPLI coverage applies:

Discrimination Claims: EPLI can protect against claims of discrimination based on factors such as race, gender, age, religion, sexual orientation or disability.

Harassment Claims: EPLI can address claims of harassment such as sexual harassment, verbal harassment or other cases of workplace harassment that creates a hostile work environment.

Wrongful Termination: EPLI covers allegations of wrongful termination, including claims of retaliation, unjust firing, or breach of employment contracts.

Breach of Employment Contract: EPLI can provide protection in cases where employees claim that the organization breached an employment contract or violated certain promises related to job security or other terms of employment.

Retaliation Claims: EPLI provides coverage to allegations of retaliation against employees who have reported workplace misconduct.

Failure to Promote Claims: Claims related to unfair or discriminatory promotion practices, which may include a claim that an employee was passed over for promotion based on a disability.

Hostile Work Environment: EPLI can help protect against claims of creating a hostile work environment due to harassment, discrimination or other harmful behavior.

Defamation Claims: EPLI may cover claims of defamation if an employee alleges false and damaging statements that have been made about them in the workplace.