Boat & Personal Water Craft

Policies Designed For You

Boat & Personal Water Craft

Protect Your Watercraft

Whether it’s your Speedboat, Yacht, Sailboat or Jet-Ski, float with a piece of mind knowing you are properly insured. Boat and PWC insurance is available in two variances, each with different parameters and different premium costs.

Boat Insurance

Actual Cash Value policies pay for replacement costs less depreciation at the time of the loss. In the event of a total loss, used boat pricing guides and other resources are used to determine the vessel’s approximate market value.

Agreed Amount Value policies are based on a valuation of your vessel that you and your insurer have agreed upon; in event of a total loss you will be paid the "agreed amount."

Below are optional BUT recommended coverages:

Physical Loss or Damage to cover the hull, machinery, fittings, furnishings and any other permanently attached equipment


Bodily Injury to persons other than the boat owner or his or her family

Bodily Injury to you that is caused by an uninsured watercraft operator

Liability to pay any legal costs if you're sued due to an accident. Most policies also include water sports liability, which covers risks associated with activities such as waterskiing

Damage Caused to Someone Else’s Property, for example, to another watercraft, a boat or a dock

Guest Passenger Liability to pay any legal expenses incurred by someone using your boat with your permission

Medical Payments for injuries to the boat owner and other passengers

Trailer or Boat Accessories

Loss or Theft of Belongings

Towing in the event of an accident

Fuel Spill and Wreckage Removal Coverage to pay the costs related to cleaning up a fuel spill due to an accident and removal of the wreckage

Insurance Unlimited, LLC

1500 Weston Road, Suite 200

Weston, FL 33326

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