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Business Interruption Insurance
What is Business Interruption Insurance?
Business Interruption Insurance compensates the business for lost income do to a covered peril. It will enable the business to pay any ongoing expenses such as; rent, utility bills and employee salaries during the interruption. Additionally it can assist with any extra expenses related to operating from a temporary location should the primary location be unusable as well as the cost of renting temporary equipment or any transportation expenses.
Who Needs Business Interruption Insurance?
Business Interruption Insurance is essential to any business small or large that could face financial hardship due to an unexpected disruption in operations. Even home-based businesses can benefit from this coverage.
Commonly Asked Questions
What events trigger a Business Interruption policy to pay out?
Business Interruption Insurance typically pays out when there is any physical damage resulting in a business’s loss of income. The specific covered events can vary depending on the insurance policy, but common events that are typically covered include:.....Read More
Can sole proprietors and home-based businesses get this insurance?
Yes, sole proprietors and home-based businesses can typically obtain Business Interruption Insurance. This type of insurance is not limited to large corporations or businesses with physical storefronts or offices; it is available to a wide range of businesses, including sole proprietorships and home-based businesses.....Read More
What are the typical exclusions in Business Interruption Insurance?
Business Interruption Insurance policies often include specific exclusions that limit the coverage provided. These exclusions vary by policy and insurer, but some common exclusions that are typically found in Business Interruption Insurance policies include:.....Read More
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