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Commonly Asked Questions - Employee Practices Liability Insurance

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EPLI and Labor Unions

October 16, 20231 min read

Can EPLI help with union-related claims?

Employment Practices Liability Insurance (EPLI) can provide coverage for certain union-related claims, but the extent of coverage and the specific types of claims covered may vary depending on the terms and conditions of the EPLI policy.

Here's how EPLI can help with union-related claims:

Retaliation Claims: EPLI often covers claims of retaliation, including those related to union activities. For example, if an employee alleges that they were terminated or subjected to adverse employment actions in retaliation for participating in union activities or filing a union-related complaint, EPLI may provide coverage.

Discrimination Claims: If a claim involves allegations of discrimination based on union membership, activities, or protected characteristics related to union involvement (such as race or gender), EPLI may offer coverage.

Unfair Labor Practices Claims: EPLI may provide coverage for claims that allege unfair labor practices by the employer, including claims filed with the National Labor Relations Board (NLRB) or similar labor relations agencies.

However, it's important to note that not all EPLI policies are the same and coverage for union-related claims may be subject to specific terms, conditions and exclusions. Additionally, some EPLI policies may offer endorsements or optional coverage extensions specifically designed to address union-related risks.

EPLI and Labor Unions
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