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Builders Risk Insurance

What is Builders Risk Insurance?

Builders Risk Insurance, also known as Course of Construction Insurance, is a specialized insurance policy designed to protect a structure while under construction or renovation. It offers protection against a range of perils, including fire, theft, vandalism, and natural disasters, ensuring financial security for property owners, contractors, and other stakeholders during the course of work.

Who Needs Builders Risk Insurance?

Builders Risk Insurance safeguards the interests of the construction projects; stakeholders, property owners, general contractors, subcontractors, developers and lenders. It protects their financial interests during the construction or renovation project. The necessity of this insurance depends on the specific role each party plays, the project's nature, location, and contractual obligations.

Commonly Asked Questions

Are materials and equipment on the construction site covered?

Materials and equipment on the construction site are typically covered by Builders Risk Insurance. Here's how it typically works:.....Read More

Is coverage available for equipment breakdown during construction?

Builders Risk Insurance typically covers damage or loss to a structure under construction or renovation as well as the materials being used for the project. Equipment and machinery are generally covered under a.....Read More

Insurance Unlimited, LLC

1500 Weston Road, Suite 200

Weston, FL 33326

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