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Garagekeepers Insurance
What is Garagekeepers Insurance?
Garage Keepers Insurance is a specialized form of insurance designed for businesses that handle and are responsible for their customers' vehicles. This type of insurance offers protection in case a customer's vehicle is damaged, stolen or experiences other covered perils while in the care, custody or control of the insured business.
What Does Garagekeepers Insurance Cover?
Garagekeepers Insurance typically provides coverage for three main categories of risks:
Collision Damage: This coverage applies to damages incurred by a customer's vehicle due to a collision while it is in the business’s possession.
Comprehensive Damage: It extends coverage to non-collision damage, such as theft, vandalism, fire, weather-related damage or other unforeseen events that may result in damage to a customer's vehicle while it is in the business's possession.
Legal Liability: If the insured business is deemed legally responsible for damage to a customer's vehicle, Garage Keepers Insurance can help cover the costs of repair or replacement, protecting the business from financial repercussions.
Who Needs Garagekeepers Insurance?
Businesses that have customers' vehicles in their care, custody and control, such as; auto repair shops, towing companies, car dealerships, valet parking services and storage garages to name a few should consider Garage Keepers Insurance.
Commonly Asked Questions
How does Garagekeepers Insurance differ from auto insurance?
Garagekeepers Insurance and auto insurance are distinct types of insurance that serve different purposes and protect against different risks. Here are the key differences between Garagekeepers Insurance and auto insurance:...Read More
What is the difference between Garagekeepers Insurance and garage liability coverage?
Garagekeepers Insurance and Garage Liability Coverage are two different types of insurance policies, each serving distinct purposes and protecting against different risks. Here are the key differences between these two types of coverage:...Read More
What are certain types of businesses that should consider having a Garagekeepers Insurance policy in place?
The types of businesses that should consider having a Garagekeepers Insurance policy are...Read More
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