Are materials and equipment on the construction site covered?

Materials and equipment on the construction site are typically covered by Builders Risk Insurance. Here's how it typically works:

Materials: Builders Risk Insurance covers construction materials that are going to be used in the project. This can include items like lumber, concrete, roofing materials, plumbing fixtures, electrical components, and more. If these materials are damaged, destroyed, or stolen while on the construction site, the policy can help cover the cost of replacing or repairing them.

Temporary Structures: In addition to materials and equipment, a Builders Risk policy can cover temporary structures that are necessary in the construction process. This can include items like scaffolding, a mobile office, and construction tents to name a few.