Does Professional Liability Insurance cover claims made during a past policy period?

Yes, Professional Liability Insurance can provide coverage for claims that are made during a past policy period, as long as the alleged error, omission, or negligence occurred while the policy was in effect. These types of policies are known as "claims Made" policies and as long as there is no lapse in coverage each new policy period should have a retroactive date to cover any claims that may come up from the past. This why it is imperative to never let your Professional Liability Lapse.

If you have any questions or want to understand the specifics of the coverage and any limitations related to prior acts. Please feel free to contact us.