Does General Liability Insurance include Product Liability Insurance?

In most cases, general liability insurance does include product liability coverage automatically. General liability insurance provides coverage for a range of general business risks, such as bodily injury, property damage, personal injury, and advertising injury caused by your business operations or premises. However, it typically does not include specific coverage for product-related liabilities.

Product liability coverage is a separate type of insurance designed to protect businesses from claims arising from defective products they manufacture, distribute, or sell. It specifically covers bodily injury or property damage caused by a defect in a product, and it is essential for businesses involved in the production or sale of physical goods.