What are some common pollution exclusion examples?

Pollution Liability Insurance policies typically include specific exclusions that specify the types of pollution-related risks or events that are not covered. Common pollution exclusion examples may vary among insurance providers.

Here are some general examples of pollution exclusions often found in these policies include:

Intentional Acts Exclusion: Pollution Liability Insurance generally excludes coverage for pollution events resulting from intentional acts, meaning events that are intentionally caused by the insured or a third party.

War and Terrorism Exclusion: Coverage is typically excluded for pollution incidents resulting from war, acts of terrorism or similar events of a hostile or warlike nature.

Expected or Intended Injury Exclusion: Pollution incidents that result from expected or intended injury or damage are commonly excluded from coverage.

Criminal Acts Exclusion: Pollution events resulting from criminal acts or offenses committed by the insured or their employees are typically excluded.

Known Pollution Condition Exclusion: Pollution events that result from a known pollution condition that existed before the policy's effective date may be excluded.