Can I get coverage if I've retired from medical practice?

You can typically obtain medical malpractice insurance coverage even if you've retired from your medical practice. Many insurance providers offer retirement or "tail coverage" options for healthcare professionals who are no longer actively practicing but want to maintain protection for past incidents.

Tail coverage, also known as extended reporting coverage or an extended reporting endorsement, allows you to continue coverage for claims related to incidents that occurred during the time you were actively practicing, even after your regular malpractice insurance policy has expired. It provides peace of mind by ensuring that you have protection against potential claims that may arise in the future.

The availability and cost of tail coverage can vary among insurance providers, so it's essential to discuss your retirement plans with your insurer or insurance agent. We at Insurance Unlimited can help you understand the options available and provide guidance on tail coverage to ensure you have appropriate protection during your retirement years.